Simplify Your Coverage
Medicare insurance plans that fill the gaps in your Medicare coverage — like copayments, coinsurance, and deductibles.
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How It Works?
Medicare Insurance offer a wide range of benefits.
01.
Meet Your licensed insurance agents
Contact us to meet your dedicated licensed insurance agents.
02.
Tell Us What Matters
Discuss your insurance needs and enrollment status.
03.
Review Your Options
Choose the right coverage plan for you.
04.
Get Enrolled
Sign up for your Medicare plan and start receiving benefits.
What Is Medicare Supplement Insurance?
Medicare Supplement insurance plans are designed to address gaps in Medicare Part A (hospital) and Part B (medical) coverage. Medicare Supplement insurance plans give you the freedom to visit any doctor or hospital that accepts Medicare patients. These plans also help you pay for some of the health care costs which are not covered by Original Medicare (such as copayments, coinsurance, or deductibles).
Medicare Advantage Plan
What’s a Medicare Advantage Plan?
You can get your Medicare benefits through Original Medicare, or a Medicare Advantage Plan (like an HMO or PPO). If you have Original Medicare, the government pays for Medicare benefits when you get them. Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by private companies
approved by Medicare. Medicare pays these companies to cover your Medicare benefits. If you join a Medicare Advantage Plan, the plan will provide all of your Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) coverage.
There are the different types of Medicare Advantage Plans:
Health Maintenance Organization (HMO) plans—In most HMOs, you can only go to doctors, other health care providers, or hospitals in the plan’s network, except in an urgent or emergency situation. You may also need to get a referral from your primary care doctor for tests or to see other doctors or specialists.
Preferred Provider Organization (PPO) plans—In a PPO, you pay less if you use doctors, hospitals, and other health care providers that belong to the plan’s network. You usually pay more if you use doctors, hospitals, and providers outside of the network.
Private Fee-for-Service (PFFS) plans—PFFS plans are similar to Original Medicare in that you can generally go to any doctor, other health care provider, or hospital as long as they accept the plan’s payment terms. The plan determines how much it will pay doctors, other health care providers, and hospitals, and how
much you must pay when you get care.
Special Needs Plans (SNPs)—SNPs provide focused and specialized health care for specific groups of people, like those who have both Medicare and Medicaid, live in a nursing home, or have certain chronic medical conditions.
HMO Point-of-Service (HMOPOS) plans—These are HMO plans that may allow you to get some services out-of-network for a higher copayment or coinsurance.
Here Are Reasons Why People Choose Us?
Help cover certain Medicare deductibles, copayments and coinsurance.
May help you save in Medicare out-of-pocket costs.
May Keep your Medicare doctor.
Make The Right Decision
You Have Problems, We Have Answers!
Our licensed insurance agents will help you Find The Plan that fits your needs and budget.
Sign Up for Medicare
Have questions or need help? Use the form to reach out and we will be in touch with you as quickly as possible.
FAQ’s
For a deeper understanding, here are the most common, frequently asked questions about us.
TPMO disclaimer: “We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1–800–MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day/7 days a week to get information on all of your options.” Companies you may be transferred to may represent Medicare Advantage HMO, PPO and PFFS organizations that have a Medicare contract. Enrollment depends on the plan’s contract renewal. Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.”